Page 60 of 92

New Rules are out for for-profit colleges

We’ve been highlighting some of the troubling news stories about for-profit college scams, and we’ve welcomed the notion of new rules governing the industry.

The new rules from the Obama administration are out, but they’ve been scaled back a bit from the initial proposed rules.

The Obama administration on Thursday issued a series of highly anticipated regulations aimed at cracking down on for-profit colleges and other career training programs that leave students saddled with unmanageable debts and contribute to an unequal share of federal student loan defaults.

The final rules issued by the Department of Education, however, are significantly less stringent than a draft version released last year, giving college programs an additional three years to come in line before possibly losing access to lucrative federal student aid dollars. The changes come after an unprecedented lobbying and campaign finance offensive over the past year by the for-profit college industry, which derives a vast majority of revenues from federal student loan and grant programs and has sought to protect that income by gaining influence in Washington.

Education Secretary Arne Duncan said the changes came after discussion with “lots and lots of different folks,” not just the industry, and he pointed out that the colleges were not unanimous in their suggestions for changes.

“What we really wanted to do was give people a chance to reform … this was not about ‘gotcha,'” Duncan said. “We tried to be very thoughtful, very reasonable and give people every opportunity to succeed, but be very clear where we wouldn’t permit ongoing failure.”

The intense lobbying campaign helped the industry, as the rules are weaker. You can check the article for the details. Lobbyist hacks like Lanny Davis did their job.

That said, this is a decent first step. It’s appropriate that the schools have a time frame to remedy problems, and this should help weed out the worst abuses.

Meanwhile, 10 states have opened a joint probe to look into the marketing practices of for-profit colleges, so we might yet see some interesting developments in this area.

The key here is you have to do your research before enrolling in one of these schools and taking on a mound of student debt.

6 Advancements That Free Us From Routine Days at the Office

If you’re an average American, then you spend 46 hours working every week, which adds up to 2,392 hours a year; and if you started working right after graduating from a four-year college at age 21, and plan to retire at the average age of 62, you will dedicate close to 100,000 hours of your life to work.

If you work in an office, that’s nearly 100,000 hours behind dreaded, bland cubicle walls (give or take a few thousand spent at the water cooler). But since you can’t give up work, why not just give up the office, instead? With a plethora of new technological innovations; like clear wireless internet, cloud services and mobile technologies, working outside the office is not only easier but more encouraged by businesses.

In a recent survey, 62% of businesses were favorable to employees working remotely, while 75% considered it a more accepted way of working. So the time is ripe to break free of the monotony of the office, sitting in your cubicle staring at your Employee of the Month Award from 1991. Instead, check out these seven advancements that can get you started working from anywhere you want. 

1. WiFi

In cyberspace, WiFi just may be sliced bread – that is, the biggest thing all following technology gets compared to. It has single-handedly killed cables, letting users connect to the Internet wirelessly and helped spur the proliferation of laptops, thus making it possible to get online and work from nearly anywhere. This is why some national restaurant and retail businesses offer free WiFi to lure in customers. You can work in an active setting among bustling consumers at:

McDonald’s
Starbucks
Panera
Caribou Coffee
Barnes & Noble

Meanwhile, some cities provide free municipal wireless so that you can find a park bench and turn a whole city into your co-workers. They include:

Raleigh 
Houston
Seattle 
Denver

But if you don’t live in one of those advanced-thinking cities, or you hate Starbucks, you can make your very own WiFi hotspot. Wireless carriers like Verizon and T-Mobile offer small portable WiFi hotspot boxes that link to satellites to provide Internet access to multiple computers in a specific area. You could technically car pool and head to the woods, mountains, beach, lake or bar and start working. 

2. Netbooks and Laptops

It doesn’t seem practical lugging around office equipment so that you can work outside the office. Fortunately, netbooks and laptops have been advanced to the point of weighing next to nothing while rivaling and even exceeding in power anything you have sitting on an office desk.
In fact, a variety of netbooks and laptops weigh under three pounds (less than the human brain needed to operate it) for easy portability. Yet, they still pack a punch featuring storage space upwards of 2GB and powerful Intel processors. 

3. Mobile Desktops

What if you can’t bring your office computer with you? How will you access all of the necessary data and applications to work? The solution is mobile or remote desktops. By virtualizing your office desktop, you can access it, and everything stored on it, from anywhere. That means jumping on a hotel-lobby computer and pulling up company reports or working in bed on your personal computer at home. 

4. Web-Based Apps

But aren’t there just some things that have to be done in an office? What about meetings or project planning? With the many web-based apps available today, your boss may have to get used to seeing employees wearing pajamas, sweat suits or nothing at all to meetings. Web and video conferencing apps like Skype and GoToMeeting allow users to see, speak and present information to each other, even when everyone is scattered across the globe. 
Meanwhile, cloud computing office suites like Google Docs make it possible to create or tweak a variety of documents, from text pages to spreadsheets, all online. You don’t need an office computer with a bunch of software, but rather only one that can link to the Internet.

5. Solar Chargers

If the sun is shining outside you have yourself a free outdoor office power source. Why let a low battery send you scurrying back into the office when you can power back up with the sun’s rays? Available in portable rolls, solar chargers connect to variety of devices and convert the power of the sun into electricity. You can feel good being out of the office and environmentally friendly.

6. Ergonomic Outdoor Office Furniture

Not all advancements that’ll get you far away from the office involve computer chips or electro-magnetic waves. To complete the office experience in a very un-office setting, you still need office furniture.

Taking portability to a whole new level, unique retailer Hammacher Schlemmer sells a retractable director’s chair that easily folds into a messenger bag – great for when searching for a place to set up camp or office. Meanwhile, selling on Amazon is an adjustable desk that can fold into a compact position and features a vented surface to keep your laptop from overheating.

CONCLUSION

New technology has pushed a lot of things towards extinction, from courier mail to books. With advancements discussed above, the office just may be next. Either way, it has certainly created a variety of avenues for getting the heck out of the office, but still staying productive.

Career Spotlight – Medical Assistant

What is a Medical Assistant?

A medical assistant is an individual trained to assist medical professionals on an administrative level, clinical level, or both. Medical assistants are not the same as physician assistants. A physician assistant (PA) is trained to provide basic medical services, such as exams, diagnostics, and treatment under the supervision of a physician. Physician Assistants usually already have experience as nurses, paramedics, and medical technicians.

A medical assistants primary role is to keep physicians’ offices running smoothly by performing administrative and/or clinical tasks. Medical assistants do this by updating patient files, maintaining patient records, filling out insurance forms, and coordinating hospital admissions and laboratory services. Administrative duties might also include reception, bookkeeping, purchasing of office supplies and medical equipment, scheduling appointments, greeting patients and visitors, and accounts payable/receivable.

Depending on the type of office and state law, clinical duties include but are not limited to assisting physicians during examinations, collecting specimens, preparing and administering medications, drawing blood, changing dressings, discussing treatment procedures with patients, sterilizing medical equipment and instruments, prepping for examinations, recording vital signs, and taking and recording medical histories.

Medical assistants, whether administrative, clinical or both, can work on a full-time or part-time basis. Because the medical industry is a year around, around the clock industry, medical assistants can work days, evenings, weekends or a combination of the three. This is usually the case for hospital employees.

Medical Assistant Earnings

Medical assistants can work in any number of hospital settings or physicians’ offices including family and general practices, as well as “specialized” practices such as dental chiropractic, podiatry, and ophthalmology. Salaries for medical assistants will vary greatly depending on the type of medical assistant, setting, skill level, and experience.

As of May 2008, the average annual wage for medical assistants was $28,300. The middle 50 percent earned between $23,700 and $33,050. The lowest 10 percent earned $20,600 and the highest 10 percent earned $39,570. It is important to note that wages can be considerably higher based on whether an assistant has an advanced degree, multiple certifications, 10+ years of experience, and number of languages spoke.

Medical Assistant Qualifications

Although an accredited medical assisting program is strongly recommended to become a medical assistant, it is not always a requirement. However, most hospitals and physician offices prefer formal education and training. If you decide to attempt to enter the field without formal training, you will likely be passed over for candidates that have completed an accredited program. In the few cases where formal education and training are not required, you will be trained on the job.

Medical Assistant Programs

Medical assistant programs usually consist of anatomy and physiology courses and others that cover medical terminology. The curriculum will consist of accounting, insurance processing, bookkeeping and record keeping, typing, and transcription. You may also learn about clinical and diagnostic procedures and pharmaceutical principles as well as how to administer medications and first aid. An accredited medical assisting program will also cover ethics, medical law, office practices, and patient relations.

Depending on state law, certain certifications may be required. If not, many hospitals and physicians offices may require it. Most hospitals and physicians offices prefer to hire individuals who are certified, especially for specialized fields. For example, if you plan to become an optometric assistant, you may want to obtain certification through the American Optometric Association.

Anatomy of a Top Shelf Medical Assistant Program

A top shelf medical assistant program will be accredited by the Commission on Accreditation of Allied Health Education Programs (CAAHEP) or the Accrediting Bureau of Health Education Schools (ABHES). Academic and clinical training will consists of specific courses such as:

  • -Clinical and diagnostic procedures
  • -Coding and insurance processing
  • -First aid
  • -Human anatomy, physiology, and pathology
  • -Keyboarding and computer applications
  • -Laboratory techniques
  • -Medical law and ethics
  • -Medical terminology
  • -Medication administration
  • -Office practices
  • -Patient relations
  • -Pharmacology
  • -Record keeping and accounting

Top shelf medical assistant programs will offer internships and externships. Externships are short-term training sessions that allow the student to shadow a professional during his normal daily routine. An externship will also include a tour of the facility, informational interviews, and participation in office projects. Externships typically last one-two days and they offer no academic credit or compensation.

Internships are long-term, usually lasting an entire semester or more. Some offer pay and/or academic credit and allow the student to support an office, hospital or other organization’s work function.

Medical Assistants Job Outlook

In 2008, there were approximately 483,600 medical assistants working in offices of physicians, private hospitals, inpatient and outpatient facilities and offices of health care practitioners such as optometrists and chiropractors. Projected employment for the 2008-2018 decade is 34 percent. This is much faster than average, making “medical assistant” one of the fastest growing occupations in the country.

For more information about medical assistant careers, visit the Bureau of Labor Statistics at www.bls.gov.

Fun Careers for the Creatives at Heart

For those who work with the left side of the brain, sitting at a desk and entering data just won’t cut it. If you’re looking for a career that is fun and uses your creativity, here is a list of some great careers that you should consider.

Graphic Artist

The great thing about being a graphic artist is you get to use your skills as an artist and get paid to do it! Graphic artists do everything from creating advertisements to inventing a company’s logo. Many run their own freelance businesses, which adds a lot of flexibility to the job. 

Web Designer

Along the lines of graphic artists, web designers combine the creativity of creating a beautiful web page with the technical aspect of web page coding. If you enjoy computers and art, this might be perfect for you. 

Animation

Animation is a huge component of movies, cartoons, and video games because many production companies use computers instead of the traditionally drawn cartoons. Whether you decide to be a movie or video game animator, a career in animation requires a lot of skills in art (especially figure modeling) as well as computers. 

Composer for Video Games

If music is your passion, becoming a composer for video games is a great way to use your music skills. Music in games could be as simple as background music (who could forget the ditty that plays during Super Mario Bros.) or songs that are played in cut scenes. 

Landscape Design

For those who enjoy the sunshine and fresh air, designing landscapes for residential homes and businesses is a great way to use your creative juices. Knowing the climate and what grows best is essential for this line of work, and could also include designing water features such as ponds and waterfalls. 

Music Teachers

If you have a love for music and for children, becoming a music teacher is a great way to combine the two. Students who are involved in the arts are less likely to get into trouble or drop out of school. Help your students gain a love for music and influence their lives for good. 

Copywriters

A career in copywriting is another great way to work for yourself. Copywriters generally write anything needed for advertisements, product descriptions, blog posts, product brochures, and so on. Successful copywriters use creativity to add personality and humor to their writing.

Book Editors

When it comes to publishing, book editors have a lot of influence on the final product from writers. They work with authors to polish books by cutting out extraneous scenes or requesting rewrites. It takes a lot of creativity to know what a successful book needs.

No matter what creative career you decide on, remember that education is important to your success. Whether you get a bachelor’s degree in art or go to a two-year art school, you’ll want to have the experience under your belt before you head out into the world to find a job in your chosen profession.

Benefits of Trade Schools

Not everyone has to attend a traditional college in order to get a “real” job. The type of college you attend will depend on the career field you choose. For example, if your goal is to become a pastry chef, culinary school if the best choice. Aspiring fashion designers may choose art or design school and individuals interested in construction may choose a designated school of construction, career institute, or trade school.

Trade schools, also called vocational schools, are non-traditional schools that teach job-specific skills. Many of these schools do not require successful completion of college level general education courses. However, they do require a high school diploma or GED as well as passing score on an entry exam(s) before acceptance.

There are many benefits to attending trade school rather than a traditional college if your goal is to become, say, an electrician, medical records clerk, or technician. For starters, trade school programs are shorter than traditional degree programs. This means, they cost less and you can start working sooner. Next, because students are not required to take general education courses as part of the program, they can dive right into major courses.

Trade school programs also offer hands-on training throughout the program—not just at the end of it. A significant amount of time is spent in “labs” or on location where students can build, repair, and perform other duties in order to increase their skill levels. And finally, because many trades require certification or licensure, a program at a trade school typically offers test preparation courses to help prepare for local or state exams.

After completing a program at a trade school, you will receive an associate degree, diploma or certificate. In addition to a degree or certificate, a quality program will also send you on your way with a list of job prospects. As an alumnus, you should have unlimited access to the schools career center—for life.

 Trade School Accreditation Notes

When choosing a trade school, always make sure the school is accredited by an agency that’s recognized by the U.S. Department of Education. If you settle for less, you can end up wasting thousands of dollars on a worthless certificate or degree. Most employers will not accept a degree or certificate from a school that’s accredited by an unrecognized agency. The top recognized accrediting agencies for trade schools are:

  • •Accrediting Council for Continuing Education and Training (ACCET) since 1974
  • •Council of Occupational Education (COE) since 1971
  • •Accrediting Bureau of Health Education Schools (ABHES) since 1968
  • •Accrediting Commission of Career Schools and Colleges (ACCSC) since 1965
  • •Distance Education and Training Council (DETC) since 1926
  • •Accrediting Council for Independent Colleges and Schools (ACICS) since 1912

For a complete list of recognized accrediting agencies, visit the U.S. Department of Education Database of Accredited Postsecondary Institutions and Programs at http://ope.ed.gov/accreditation/.

« Older posts Newer posts »