During a time when people are fighting hard to keep their jobs, you’d have to be crazy to actually quit yours, right? Wrong! There are still some people out there that would rather dip into their life savings, or worse—move back home, than continue working at a job that makes them miserable. Why? Because the way they see it, the long-term consequences of staying will probably be worse than spending the next 6-12 months searching for a better position.

So, what are the top reasons work has become so unbearable for some? According to a recent Forbes.com article, the most common reasons people are miserable at work are balance, money, skills, respect, meaning, and struggle.

• Balance: It’s impossible to balance work and outside/family life
• Money: The money isn’t enough to sustain them or their families
• Skills: The skills and talents required for their work aren’t are a good fit
• Respect: They feel chronically undervalued or mistreated
• Meaning: They experience little positive meaning or purpose in their work
• Struggle: It’s simply too hard to keep going with it

Before setting out to make a change, the article suggest that you do three things:

Dedicate yourself to what you want— A fulfilling, satisfying life is not going to just fall in your lap. You have to claim it, and commit to getting it with concentrated, continual effort. You have to work it.

Refine your focus— Do you know exactly which talents and skills are easy and natural for you to use, that give your work a sense of purpose?  Do you know what type of work would represent an ideal fit? Are you in touch with your core values, standards of integrity and life goals?

Find the courage to make change—if you don’t take concrete action that is different in content and process from what you’ve done before, your life and career will not change.

For more information about jobs and career visit Forbes Careers at http://www.forbes.com/careers/.

With unemployment soaring in the current recession, many Americans are taking jobs they would not have considered in the past.

Some of the dirtiest, smelliest, most dangerous jobs are suddenly looking a lot more appealing in this economy. People who have been out of work for months are lining up for jobs at places they once considered unthinkable: slaughterhouses, sewage plants, prisons.

“I have to just shut my mouth because I can’t do anything about it,” said Nichole McRoberts of Sedalia, Mo., who pictured more for herself at age 30 than working in a poultry plant, cutting diseased or damaged flesh off chicken carcasses.

Recessions and tight job markets always force some people to take less-desirable or lower-paying work than they are used to. But this recession has been the most punishing job destroyer in at least 60 years, slashing a net total of 6.7 million jobs.

All told, 14.5 million people were out of work last month, with a jobless rate of 9.4 percent. The result is that many people have had to seek jobs they would not have considered in the past.

Take Kristen Thompson. Before the recession, she worked at an upscale Los Angeles-area gym arranging pricey one-on-one personal training sessions. Now she’s a guard at a women’s prison in rural Wyoming.

Nobody wants to end up in this situation. Obviously, if you’re out of work, you have to start expanding your options. Hopefully we’ll start to see a rebound so this won’t be necessary, but many will have to deal with these realities for some time.

Looking forward, however, you should be making plans that will minimize the chances that you’ll be facing these tough decisions in the future.