What every Business Owner needs to know about Cloud Storage


Whether you’re a single contractor or the head of a multinational organisation, it’s likely your business could benefit from a cloud-based storage solution. Storing files and software in the cloud allows for easy file sharing, mobile access, and file security. There is a range of cloud storage platforms out there, from the generic, lower security options through to specialised, security-focussed platforms like Your Digital File. If you’re considering a cloud storage solution for your business, this article outlines a few key issues and considerations.

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Unemployment rate falls under 6%

opportunity just ahead

In more good news for the job market, the unemployment rate has fallen to 5.9% as job growth exceeded expectations. For all the gloom and doom out there, this is further evidence that the recovery from economic collapse that started under President Obama is real. Of course it’s spurred in part by very aggressive action by the Fed, and there are some risks associated with that strategy. But letting the economy collapse in 2008/2009 as many suggested would have led to economic catastrophe. Instead we have a fighting chance to slowly and steadily right the wrongs from the economic crisis.

If you’re looking for a job, now is the time to get even more aggressive.

Applying for a Merchant Account: 6 Strategies for Writing the Perfect Cover Letter

stacks of 100 bills

If you want to be able to accept debit and credit card payments from your customers, you will need to have a merchant account set up.

A merchant account like the one can apply for here, is a specifically designed bank account for holding funds that have been captured from card details provided by customers paying for goods or services.

Having a merchant account is a convenient and generally cost-effective way of taking card payments for your business, and you will have to apply for an account and meet a number of conditions in order to be accepted.

Why you need to apply

There is a very simple reason why you have to apply for merchant account and pass the application process. The merchant account provider is accepting an element of risk every time they accept a card payment on your behalf, so they need to know that your business is sound and the goods or services you offer are acceptable.

When the retailer or services provider fails to deliver or there is a dispute, the customer who has made payment by credit card will sometimes request a refund. The merchant account provider will want to know that you can help to minimise their risk and that your business is financially sound.

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Major Money: 5 College Degrees That Can Make You Rich

pretty girl holding cash

With a college degree in hand, you’re rich in mind, but it doesn’t guarantee you’ll have a lot of dollars stacked in the bank. For a young person attending university, it’s smart to seek college degrees that can make you rich upon graduation.

Petroleum Engineer

The mean salary for petroleum engineers is $130,000. Engineers find ways to extract gases and oil from underneath Earth’s surface. Generally spending days in an office or laboratory, engineers also spend long hours at drilling sites.

With a bachelor’s degree in engineering, workers may also have a past in mechanical or chemical engineering. Employment for engineers is expected to surpass the average job growth; employment is projected to grow 26% from 2012 to 2022.

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Safety Checklist to Ensure Your Workers are Protected from Risks


Protecting workers from safety hazards is the number one priority of business owners and site supervisors. Advancements in personal protection equipment (PPE) has made this process much more simple than it used to be, leaving no room for unsafe working at heights projects. Before you set off for your next worksite, consider whether you have checked all the safety boxes.

Have Risk Assessments Been Completed?

This is standard practice for most worksites. As existing hazards are different for each new site, an assessment should be completed before workers even set foot on the site. Completing a risk assessment allows site supervisors to identify any potential safety issues, as well as providing ample opportunity to work out the measures needed to avoid an accident or injury.

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