Before anybody can embark on the great dream of purchasing a home, they need to start saving for a deposit. While having a budget is definitely an important part of the process, having a solid savings and financial plan in place ensures that first homebuyers are able to not only reach their goals, but afford them for many years to come. Read on to find out how having a savings plan could help get you in your first home sooner.
Messages at work? No wonder Google is #1 on Fortune’s list of the 100 best companies to work for.
Check out the rest of the list.
Should these benefits like messages be taxed? I don’t think so.
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With the election over, it will be interesting to see how the equal pay debate that produced the infamous “binders full of women” phrase from Mitt Romney will evolve. There are all sorts of opinions on this issue regarding how to make things fair, but many argue that women have to take control of their own situations and learn how to advocate for their own salaries. Meanwhile, government has to enforce equal pay laws on the books.
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Are you afraid to ask for a raise? That’s understandable in the current economic climate, but many employees have good arguments for a pay raise, and learning how to negotiate salary is very important for new employees and for employees looking for more compensation.
This article give some helpful tips, and the most important involves getting as much information as possible.
Be smart about this. You have to know about your situation, the realities as work and the nature of the market in your field. Good luck!
One of the themes we keep emphasizing has to do with the crippling costs of a college education today in America. Sure, college campuses are much nicer with all the new buildings and new technologies, but they are failing in their basic mission if students leave there with massive student debt that will hang over them for the rest of their lives.
More publications are doing good work discussing these problems. In Newsweek, Megan McArdle asks whether college is a lousy investment.
Given the costs, it’s hard to argue with her on this point. She discusses how college was critical for many families in building a better life for the next generation. But sitting on an English degree with $150,000 of debt seems like a pretty bad deal.
That said, we can’t overreact to the current economic conditions. When the economy improves, more of these kids will get jobs with their degrees.
Yet something has to give, and it was very encouraging to hear President Obama challenge colleges to slow down tuition inflation.
Also, the future of free college courses looms on the horizon. Universities would be wise to start figuring out how to lower costs, or they might really have a problem in the future.
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